Woodland Hills Debt Attorney

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Student Loan Debt

Woodland Hills Student Loan Debt Lawyer

Los Angeles-Area Debt Relief Attorney

Student loans are often a person’s largest debt, after a home mortgage. Generally speaking, student loans are not dischargeable through bankruptcy. However, in certain circumstances it is possible to eliminate student loan debt. An experienced bankruptcy lawyer can show you how.

Call a Los Angeles-area lawyer at the Leventhal Law Group, P.C. at 818-347-5800.

 

An Attorney Concentrating on Bankruptcy

At Leventhal Law Group, P.C., I focus on bankruptcy. This concentration allows me to evaluate your situation quickly and determine whether or not you might qualify for student loan discharge in a Chapter 7 or Chapter 13 bankruptcy. Essentially, you need to be able to prove that repaying the loan would be an undue hardship. As your lawyer, I can advise you about your options and your possibility of success.

Criteria for Discharge of Student Loans

Petitioning for a debt discharge of your student loans is an adversarial process that requires you to sue the government and prove your case. Proving that repaying your student loans would cause hardship to yourself or your dependents is one way to discharge your student loan debt. Some courts have exempted student loans based on the fraudulent nature of the educational institution. Others have allowed the discharge of student loans based on a debtor’s alcoholism or mental illness. I can advise you about the prevailing approach to student loan discharge in this district of California bankruptcy court.

Types of Student Loans

There are two basic types of student loans, private and government (usually federal), and both are governed by the strict discharge requirements. The government loans include Perkins Loans, Stafford Loans and Plus Loans. Private loans are primarily bank loans, although certain institutions and organizations make loans to students as well.

Contact a Woodland Hills Student Loan Debt Attorney

Call 818-347-5800 to schedule a free initial consultation. You will always speak with me, not a paralegal.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.