Don’t Put Up With Creditor Harassment
If you are receiving harassing phone calls from creditors or have had your wages garnished at work, you already know how stressful these incidents can be. What you may not know, however, is that you can stop creditor harassment immediately by filing bankruptcy.
At the Leventhal Law Group, P.C., in Woodland Hills, California, I help people file bankruptcy — in fact, that is my primary area of legal practice. Over and over again, I see the relief people feel when they know they can once again answer the telephone, open the mail or respond to the doorbell. They don’t have to hide from their creditors anymore.
Call a Los Angeles-area lawyer at the Leventhal Law Group, P.C. at 818-347-5800 for a free initial consultation.
Harassment — It’s Against the Law If You Have Filed Bankruptcy
Bankruptcy laws require creditors to stop their efforts to collect once a debtor has filed either Chapter 7 or Chapter 13 bankruptcy. After you have submitted a list of creditors with your bankruptcy petition, the court will notify each creditor that you have filed for bankruptcy protection and that their collection efforts must cease. This is known as an automatic stay and is part of the Fair Debt Collections Practices Act (FDCPA) that protects consumers from creditor harassment.
Because the notification process may take a few days or weeks, I give clients a letter that they can send to creditors directing them to contact me. I deal with creditors so that my clients are free from harassment.
Stories from Clients
As a bankruptcy lawyer, I have heard terrible stories about the treatment people receive from bill collectors, collection agencies and creditors. They receive telephone calls at all hours of the day and night. They get threatening letters. Their employers are notified and their wages are garnished. They may be the subjects of lawsuits. Creditors may even visit a debtor’s home or place of employment, even though this may be illegal.
People who have experienced this kind of treatment know its consequences first hand — the fear, the shame and the frustration can be overwhelming. But this doesn’t have to last long if you seek legal protection under the bankruptcy laws.
Contact the Leventhal Law Group, P.C.. Call my Los Angeles-area office at 818-347-5800 to find out how an attorney can help you stop creditor harassment.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.